How would you like to make friends around the globe, thanks to shared interests in collecting? Maybe you aren’t into collecting per se, but you know a good investment when you see one? Is collecting a way for you to capture a piece of your childhood? Whatever the case, and however you found collecting, you are definitely not alone.
The umbrella term "landscaper" includes countless professionals that may work independently or as part of a team, and everyone has their own set of risks. So is insurance really necessary for a landscaping business? Let’s get into it.
Every business out there is open to a unique set of liabilities–risk is everywhere! This is as true for a company that sells household items as it is for one that specializes in comics or collectible trading card games (TCGs). Interactions with clients, employees, and others all pose a risk. That’s where reliable insurance comes in to take the worry out of your everyday.
“A treasure trove of video game classics” is how one local news outlet described Jason Crosser’s store. Nothing could have prepared him for what was about to happen. Hurricane Ian slammed into the Florida coast on September 28th, 2022, leaving destruction, death, and an altered landscape in its wake.
As you’re slowly amassing one sweet collection of Pokémon cards, comic books, video games, music or movies, one day it will hit you–you’ve got a lot of cash in this game. An investment like yours needs solid protection.
If you’re planning to resell, then you know condition matters most, and that excessive handling or exposure can ruin an otherwise perfect card. So today we’re focused on practical ways to retain card value while still sparking joy.
As a collector, your prized possessions are über valuable to you, whether they’ve been graded or not. They’re a testament to your know-how and your badge of honor.
Though the names might make explanation self-evident for some, we know you’ve got questions! There is a clear difference between these two common types of coverage, along with some similarities, and we’re here to spell it out.
Though we’re Pokémon fanatics at Protect My Collection and Zinc, our well-rounded knowledge of all things TCGs allows us to set values for and insure other collections too, like Yu-Gi-Oh!, Dragon Ball, Final Fantasy, MetaZoo, Flesh and Blood, Digimon, and Magic The Gathering.
When you own a home, you likely want all the protection you can afford. While a policy could feel like more than enough when you’re paying the bills, only when disaster actually strikes does its value hit home––you never want to be left wishing for more.
We’ve all known that paper files and Post-It notes weren’t going to cut it for much longer. But before Zoom became a household name, an IT department may have seemed more like a luxury than a necessity. As we all scrambled to adapt, technology has become an integral part of the workday for...
“You get what you pay for”—how true that is with insurance. Sadly, though, a lot of what we see from new customers are insurance policies that are all bun and no burger. This raises the question: what elements should every insurance policy have?
As the Internet of Things continues to grow, so do opportunities for devious hackers. A multi-national warning has been issued regarding our home and business network devices—think modems, WiFi routers, and repeaters. The Department of Homeland Security (DHS) has noted a large-scale attack launched against specific network devices. So together with the Federal Bureau of Investigation (FBI) and the United Kingdom’s National Cyber Security Centre (NCSC), they’ve issued a Technical Alert warning everyone about ongoing cyber exploitation.
Far from Home Alone style, cybercasing brings crime into the 21st. Today’s criminals use your trusty devices against you. Tech-savvy bad guys let you do their work for them via geotagging, social media “check-ins,” and easily-identifiable features in posted pictures. Make a conscious choice to hold some key personal info close to the vest. That’s one simple way to protect yourself and those you love—case closed.
If you’re struggling to meet the costs of owning a home, finding an affordable insurance policy may seem daunting. So we did the research for you. Read on to learn what affects the price of homeowners insurance and how you can save.
The average life policy is underinsured by over $300,000. What’s really scary is that many people completely opt out of life insurance because of the perceived costs and confusion involved. Still others have found that they couldn't be without their life policy Life insurance can make your family’s future dreams, plans, and goals achievable. We're happy to say that finding the right policy doesn't have to be an impossible task.
Driving uninsured is treading on dangerous ground. But for many, cost is the primary concern. So what determines the price of auto insurance and how can you save? Read on to get the inside scoop.
Everyone wants to save money. And as the cost of living increases, scouting out deals is becoming like a second (or third, or fourth) job for some. So when it comes to insurance, how can you get the most bang for your buck? What determines the price of insurance anyway?
Some say that experience is the best teacher. Others might argue that it depends on the nature of the lesson. Yet, when it comes to new drivers, there’s little controversy: learning from others’ experience is critical for both parents and teens. Happily, we can help with some of that—at least the insurance part. So how about a little back-to-class peace of mind?
It may not seem true, but your baby is now an adult. As your child flies away to college and all it brings, be sure a wide, strong safety net is at the ready. And as you traverse new pathways, trust that you can lean on our experience. Here are a couple of questions that will likely surface: Since my child is now an “adult” and will be away from home most of the year, should I still list him or her on my auto policy? My child will be attending college out of state. How can I be sure our policy will cover any accidents that occur while my child is away at school?
From social to secular, your favorite college student is headed for a learning curve. While they’re busy hitting books and hanging out, take some time and do a little learning of your own. Here’s an auto insurance question we know you’re asking: I know that the risk posed by a young driver is high and our premiums still reflect that. Are there any discounts I can look into?
Part of the college experience is for a student to experience living ‘on their own.’ But all that extra elbow room could leave serious coverage gaps. Mom and Dad, make sure you’re asking these questions: Since my child will be living on campus, how can I protect all the things taken to school or bought there? Does insurance coverage differ when a student lives in off-campus, rented housing?
In any discussion about insuring teens and college students, the topic isn’t complete without delving into distraction. That’s because distracted driving takes a heavy toll on both age groups—society’s youngest drivers. Available resources can help you to stop distracted driving before it starts, and your family insurance agent is totally behind that. In fact, your agent is a key player in the fight against distracted driving. Get in touch and learn how you can have plenty of rewards without taking risks.
Experience is the best teacher, whether it’s yours or ours. So if you’re new to the world of teen driving, lean on this accumulated knowledge. Here’s a question you’ve likely pondered: Now that my teenager is driving, do I have to list them on my auto insurance policy, or should I take out a separate policy just for them?
