Are the insurance agents of days past still around? In today’s tech-centric world, it’s arguable that we don’t need them. But we’d argue that a good old-fashioned agent still has a place in today’s advancing industry.
Entrepreneurship has long been the golden egg for hard-pressed nine to fivers. But now it’s seriously trending. Still, dangers lurk in uncharted terrain. How can you prepare and stay protected on the road to being your own boss?
Take caution: just as sure as you want to aid in properly handling your company’s tax filing, cybercriminals hope to exploit that eagerness. And they do, every year, prompting the IRS to disseminate advisories and PSAs. One specific fraudster tactic that continues to claim its proverbial pound has seen astronomical increase. Phishing attacks on U.S. taxpayers have skyrocketed some 400% in recent years, and there’s good reason why.
As an artist, your work is part of you: an extension of your psyche, your worldview, your story. It doesn’t get more individualized than that. And yet, you need to balance total subjectivity with a necessary objective: making a living. It’s a classic struggle, pitting your right brain against its hemispherical sibling. Fear and worry could make an appearance, but we’re looking to calm those tendencies. Peace of brain, here we come.
PCI compliance: Don’t let the snore-bore of a name fool you: PCI compliance standards could be your company’s lifeline, packing a solid punch in fighting cybercrime, protecting data security. PCI compliance is more than “just good business”— it’s a way to show clients some love, proving that you value the trust they’ve placed in your company.
Vicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. Whether it’s through your general liability, professional liability or worker’s compensation policy, you’ll keep exposed risk at bay with just a bit of forethought, and a healthy dash of attention to detail.
Ironically versatile, this jargon-y noun/verb/adjective hurts both sides of the IT/C-suite aisle. The dangers are obvious, and business leaders are moving to steer clear. So let's encourage progress—get those silos gone and let ideas flow free.
At Zinc, we’re all about protecting what matters most—to you. And while that’s different for everyone, it’s safe to say that if you’re a professional artist, we’re talking about your business, your property, and your reputation. Having supported Northeast Ohio’s artists for some time now, we’re aware of your concerns and questions. So let’s take the opportunity to get better acquainted: Announcing Insurance For Artists (IFA), hand-crafted artists’ insurance tailored to meet your specific needs.
Just another cheap hat trick, goldbricking sure can sell the goods. A facade of the shiny stuff can fool a trusting audience and a distracted employer alike. Paint it any way you like—when it comes to affecting your business, goldbricking is as subtle as a lead balloon.
From birth to retirement, and everything in between, we plan. Unfortunately though, we tend to downplay the negatives. You know—those pesky 'what-ifs' and disasters we hope to keep at bay. Ironically, it’s in this world of unknowns that a solid plan is most vital. Take, for instance, your business. It wants to grow, and with that growth come natural growing pains. For one, it gets harder to stay close to those at the heart of your company. But practically speaking, is there really any harm in that?
Confining and limiting, this recently lifted prison sentence trapped so many in jobs they would have otherwise left—if not for the risk of living without healthcare. Once a get-out-of-jail-free card for providers, pre-existing conditions and illnesses are not the obstacles to coverage that they once were.
Here's a tool you might want to keep handy—for when we grow, risk grows correspondingly. So we present to you our Field Guide to Business Insurance. Easy knowledge, right at your fingertips. While this is no replacement for the expertise of a trusted insurance agent, this overview will do well to familiarize you with the defenses available to fend off the Jurassic giants of our era.
