Wifi spoofing: Just as fake as your favorite late show parody, but day and night when it comes to comic relief. With a few tips under your belt and eyes wide open, you won’t let cyber criminals have the last laugh.
“If you’re texting, you’re not driving.” Distraction.gov minces no words in their latest advertising campaign. April being Distracted Driving Awareness Month, social media and news outlets are rife with tragic stories of lives lost or forever changed. In “2014 alone, 3,129 were killed in distracted driving crashes”— the mind boggles at how preventable those deaths were.
The opposing forces of privacy and safety are at it again. This time, it’s Apple v. The Feds—heels in the mud, each hoping for victory. On the sidelines, fans make known their stake in the game. But in this tug of war, maybe the real win is when both sides keep their jerseys clean.
PCI compliance: Don’t let the snore-bore of a name fool you: PCI compliance standards could be your company’s lifeline, packing a solid punch in fighting cybercrime, protecting data security. PCI compliance is more than “just good business”— it’s a way to show clients some love, proving that you value the trust they’ve placed in your company.
whaling attack: Not your momma's attempt at lesson teaching, this maritime-inspired techie homophone will catch decision-makers by the worst surprise. Targeting C-suite and high-level end users, sneaky cybercriminals use carefully crafted emails to reel in a company's "big phish," gaining insider access to company jewels. Sounds like it’s time to drop anchor and chart a new course—toward protection.
Another Year of What Seems Like So Much Cyberwocky
One more 365, come and gone. Our hyperconnected lives keep us always on the lookout for the next update, the hottest feature, the latest trends for the new year. But then that's also just how we're wired. Yet while we love to leap ahead, a look back...
No one enjoys worry. But someone of your insurance-savvy ilk knows that informed concern leads to sound decisions, especially when safety and security are in view. So let's broaden that vista—and our understanding—with a plunge into the wide world of the aptly named "umbrella" insurance. We’ll learn the ins and outs, and come to see both how umbrella coverage reaches further, protects more, and why that’s so very necessary for each one of us.
Vicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. Whether it’s through your general liability, professional liability or worker’s compensation policy, you’ll keep exposed risk at bay with just a bit of forethought, and a healthy dash of attention to detail.
Crisp, cool mornings mean fall is on its way, and students are back in class. But with this year's projects and papers already looming, your favorite students probably aren't thinking about protecting what's theirs. So let's talk it out and see how back-to-college can mean taking a fresh look at your insurance.
Ironically versatile, this jargon-y noun/verb/adjective hurts both sides of the IT/C-suite aisle. The dangers are obvious, and business leaders are moving to steer clear. So let's encourage progress—get those silos gone and let ideas flow free.
For today's business, things have reached critical mass. Not only are we seeing data breaches at every turn, but we're also finding fractured camps at their root—'civil war' within an already raging 'cyber war.' If this sounds familiar, take heart—big problems, both real and perceived, can be worked through and neutralized. It comes down to communication, to going beyond department lines, and focusing on common goals. After all, we're talking about the success not just of a company, but of each and every member.
At Zinc, we’re all about protecting what matters most—to you. And while that’s different for everyone, it’s safe to say that if you’re a professional artist, we’re talking about your business, your property, and your reputation. Having supported Northeast Ohio’s artists for some time now, we’re aware of your concerns and questions. So let’s take the opportunity to get better acquainted: Announcing Insurance For Artists (IFA), hand-crafted artists’ insurance tailored to meet your specific needs.
Whether a distant memory or yesterday's ordeal, ultimately, buying your home was worth it. You have a place that's truly your own. And while, over the years, your home's intrinsic value compounds, you can't always say the same for its market value. So when your homeowner's policy comes time to renew, and your provider's valuation outstrips your home's current market value, questions could surface—and then linger. Why doesn't my insurance provider have it right? Where's the discrepancy? Am I getting a fair shake? Good questions -- Let's get those answered.
Not just for businesses. In the event of natural disaster, fire or theft, a comprehensive accounting of personal property is priceless. Yet who of us can itemize by rote what's stashed in the living room, let alone the attic, hall closets, basement, etc.? Especially when it comes to determining replacement value on damaged, destroyed or "irreplaceable" items, your annually-updated inventory could save you.
Just another cheap hat trick, goldbricking sure can sell the goods. A facade of the shiny stuff can fool a trusting audience and a distracted employer alike. Paint it any way you like—when it comes to affecting your business, goldbricking is as subtle as a lead balloon.
From birth to retirement, and everything in between, we plan. Unfortunately though, we tend to downplay the negatives. You know—those pesky 'what-ifs' and disasters we hope to keep at bay. Ironically, it’s in this world of unknowns that a solid plan is most vital. Take, for instance, your business. It wants to grow, and with that growth come natural growing pains. For one, it gets harder to stay close to those at the heart of your company. But practically speaking, is there really any harm in that?
As we round January’s corner into the new year, there’s so much to think about, from ambitious goals and adventurous plans, to lingering concerns. One thing’s for sure, with a slew of unprecedented data breaches, 2014 did what it could to keep cybersecurity on the brain. So whether it’s still taxing our nerves, or if we’re in transition, let’s build on what we know, get out in front, and leave this worry behind.
Just as deadly as its cannibalistic sound-alike, infinitely sneakier. A compromised link in an infected chain of computers, a zombie loves to share the filth
Confining and limiting, this recently lifted prison sentence trapped so many in jobs they would have otherwise left—if not for the risk of living without healthcare. Once a get-out-of-jail-free card for providers, pre-existing conditions and illnesses are not the obstacles to coverage that they once were.
A logophile tongue-lashing? Wishful thinking. This "dictionary" is the cyber bully's tool. Using automation, hackers systematically try every entry as a password, hoping you chose "puppy" or "daisies"—or dare we say, "password"—to secure your sensitive data. What to do?
A common term for a nasty practice, the “gotcha” is no laughing matter. This punch line can sock it to you, with series of hidden exclusions and limits that ultimately threaten your ability to file a legitimate claim.
As a CEO or business owner, maintaining an efficient and secure business is your overarching duty. And contrary to common belief, executives’ responses to data security warnings walk the thin line between early detection and a full-scale breach. Livelihoods and reputations hang in the balance. So before a security breach wreaks havoc on your life’s work, take time out for a candid conversation about risk. Bring your ‘A’ game, include your team, and trust that together, we can pin down a comprehensive solution.
Here's a tool you might want to keep handy—for when we grow, risk grows correspondingly. So we present to you our Field Guide to Business Insurance. Easy knowledge, right at your fingertips. While this is no replacement for the expertise of a trusted insurance agent, this overview will do well to familiarize you with the defenses available to fend off the Jurassic giants of our era.
Prevalent within and without the insurance industry, misselling is a bad deal: products or services are sold without full disclosure of details and exclusions. Worse yet, information may be purposely hidden.
Somewhere along the way though, insurance has become a must-have, must-hate. How did a beneficial commodity become a misunderstood nuisance? Let’s investigate prevailing perceptions about the insurance industry: What it should be, isn’t, and can be at its best.
