The umbrella term "landscaper" includes countless professionals that may work independently or as part of a team, and everyone has their own set of risks. So is insurance really necessary for a landscaping business? Let’s get into it.
We’ve all known that paper files and Post-It notes weren’t going to cut it for much longer. But before Zoom became a household name, an IT department may have seemed more like a luxury than a necessity. As we all scrambled to adapt, technology has become an integral part of the workday for...
Everyone wants to save money. And as the cost of living increases, scouting out deals is becoming like a second (or third, or fourth) job for some. So when it comes to insurance, how can you get the most bang for your buck? What determines the price of insurance anyway?
Are the insurance agents of days past still around? In today’s tech-centric world, it’s arguable that we don’t need them. But we’d argue that a good old-fashioned agent still has a place in today’s advancing industry.
Entrepreneurship has long been the golden egg for hard-pressed nine to fivers. But now it’s seriously trending. Still, dangers lurk in uncharted terrain. How can you prepare and stay protected on the road to being your own boss?
We’re in the home stretch, and 2016 sure was one for the record books, cybersecurity- and other-wise. We’ll spare you a play-by-play, but suffice it to say in the world of all things cyber, we’ve hit a whole ‘nother level. And the upward trend continues, with abundant predictions of threats and concerns looming over the upcoming year.
PCI compliance: Don’t let the snore-bore of a name fool you: PCI compliance standards could be your company’s lifeline, packing a solid punch in fighting cybercrime, protecting data security. PCI compliance is more than “just good business”— it’s a way to show clients some love, proving that you value the trust they’ve placed in your company.
Another Year of What Seems Like So Much Cyberwocky
One more 365, come and gone. Our hyperconnected lives keep us always on the lookout for the next update, the hottest feature, the latest trends for the new year. But then that's also just how we're wired. Yet while we love to leap ahead, a look back...
Vicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. Whether it’s through your general liability, professional liability or worker’s compensation policy, you’ll keep exposed risk at bay with just a bit of forethought, and a healthy dash of attention to detail.
Just another cheap hat trick, goldbricking sure can sell the goods. A facade of the shiny stuff can fool a trusting audience and a distracted employer alike. Paint it any way you like—when it comes to affecting your business, goldbricking is as subtle as a lead balloon.
From birth to retirement, and everything in between, we plan. Unfortunately though, we tend to downplay the negatives. You know—those pesky 'what-ifs' and disasters we hope to keep at bay. Ironically, it’s in this world of unknowns that a solid plan is most vital. Take, for instance, your business. It wants to grow, and with that growth come natural growing pains. For one, it gets harder to stay close to those at the heart of your company. But practically speaking, is there really any harm in that?
As a CEO or business owner, maintaining an efficient and secure business is your overarching duty. And contrary to common belief, executives’ responses to data security warnings walk the thin line between early detection and a full-scale breach. Livelihoods and reputations hang in the balance. So before a security breach wreaks havoc on your life’s work, take time out for a candid conversation about risk. Bring your ‘A’ game, include your team, and trust that together, we can pin down a comprehensive solution.
Here's a tool you might want to keep handy—for when we grow, risk grows correspondingly. So we present to you our Field Guide to Business Insurance. Easy knowledge, right at your fingertips. While this is no replacement for the expertise of a trusted insurance agent, this overview will do well to familiarize you with the defenses available to fend off the Jurassic giants of our era.
