Trends come and go, but collectibles are always hot. In this article, we get into the trends that are currently gripping collectors’ hearts and wallets.
How would you like to make friends around the globe, thanks to shared interests in collecting? Maybe you aren’t into collecting per se, but you know a good investment when you see one? Is collecting a way for you to capture a piece of your childhood? Whatever the case, and however you found collecting, you are definitely not alone.
Every business out there is open to a unique set of liabilities–risk is everywhere! This is as true for a company that sells household items as it is for one that specializes in comics or collectible trading card games (TCGs). Interactions with clients, employees, and others all pose a risk. That’s where reliable insurance comes in to take the worry out of your everyday.
“A treasure trove of video game classics” is how one local news outlet described Jason Crosser’s store. Nothing could have prepared him for what was about to happen. Hurricane Ian slammed into the Florida coast on September 28th, 2022, leaving destruction, death, and an altered landscape in its wake.
As you’re slowly amassing one sweet collection of Pokémon cards, comic books, video games, music or movies, one day it will hit you–you’ve got a lot of cash in this game. An investment like yours needs solid protection.
If you’re planning to resell, then you know condition matters most, and that excessive handling or exposure can ruin an otherwise perfect card. So today we’re focused on practical ways to retain card value while still sparking joy.
As a collector, your prized possessions are über valuable to you, whether they’ve been graded or not. They’re a testament to your know-how and your badge of honor.
Though we’re Pokémon fanatics at Protect My Collection and Zinc, our well-rounded knowledge of all things TCGs allows us to set values for and insure other collections too, like Yu-Gi-Oh!, Dragon Ball, Final Fantasy, MetaZoo, Flesh and Blood, Digimon, and Magic The Gathering.
When you own a home, you likely want all the protection you can afford. While a policy could feel like more than enough when you’re paying the bills, only when disaster actually strikes does its value hit home––you never want to be left wishing for more.
“You get what you pay for”—how true that is with insurance. Sadly, though, a lot of what we see from new customers are insurance policies that are all bun and no burger. This raises the question: what elements should every insurance policy have?
From a customer standpoint, it may seem like the shortest path to saving money is to switch insurance companies. Which raises the question: Is there any value in being a long-time customer of an insurance company? Or what is the return on investment in loyalty—if that even exists anymore? The answer is not always clear. As an agent—the professional who connects you with a company—the answer is definitely a “yes.”
According to usual patterns, insurance agents typically speak with clients only two or three times in a year. Of course when there’s a problem or an urgent need, these calls are focused solely on resolution. Unfortunately, they provide little opportunity to review coverage suggestions that could both enhance your insurance and increase your agent’s value. When interactions with your agent are less problem-based, more time can be spent using these conversations to keep you informed.
It seems odd, the things we measure these days. Or at least the things we have to measure to ensure we’re doing what we should. And if you’re anything like me—far too many conversations these days revolve around “getting your steps in.” So what are we really measuring? Why is it so important? And how does an activity tracker relate to insurance?
Are the insurance agents of days past still around? In today’s tech-centric world, it’s arguable that we don’t need them. But we’d argue that a good old-fashioned agent still has a place in today’s advancing industry.
Insurance questions are always “and” issues when you turn off the marketing noise and commit to a little work with the right agent. In the 21st century of insurance, you absolutely can have it all. Every insurance product you select can and should have built-in options for those times you’ll inevitably want or need them.
Entrepreneurship has long been the golden egg for hard-pressed nine to fivers. But now it’s seriously trending. Still, dangers lurk in uncharted terrain. How can you prepare and stay protected on the road to being your own boss?
You may simply view life insurance as your final act—putting the necessary assets in place to offer your family needed protection. But it takes imagination to see people showing appreciation for such foresight after you’re gone. Spoiler alert: that does happen. The downside is you’re not there to enjoy it. So is there a way to enjoy the life insurance process now, while you’re still kicking? Yes! And if done right, you can build in your family a special brand of confidence.
Usage-Based Insurance takes personalization to new heights. If you’re a grade A driver, congrats! But if you’re still working at it, telematics are your ticket to self-growth and (hopefully) a little extra spending cash.
When trying to solve the question of motivation, a detective may often resort to this time-tested advice: “Follow the money.” The implication? Well, if you know where the money came from, you can begin to understand why people do what they do. When trying to find the right insurance agent, we’d suggest you go the same route: investigate the motivation behind a product or coverage recommendation. Basically, follow the money.
If you know Dennis, you also know Zinc: honest folk, working hard to help demystify the insurance scene. We’re happy to know you, and now that we’re acquainted, we have exciting news to share: we’re moving on up.
After four years of caring for both the Zinc and Dennis families we realized a straighter path to better service and smarter use of resources. Not an easy decision—The Dennis Agency is BVH's oldest active business. But since Zinc is positioned best to adapt to a changing insurance market and to more carefully serve and protect your interests, we felt obliged to consolidate under this brand. All the same people, just trying to work smarter.
At Zinc, we’re all about protecting what matters most—to you. And while that’s different for everyone, it’s safe to say that if you’re a professional artist, we’re talking about your business, your property, and your reputation. Having supported Northeast Ohio’s artists for some time now, we’re aware of your concerns and questions. So let’s take the opportunity to get better acquainted: Announcing Insurance For Artists (IFA), hand-crafted artists’ insurance tailored to meet your specific needs.
A common term for a nasty practice, the “gotcha” is no laughing matter. This punch line can sock it to you, with series of hidden exclusions and limits that ultimately threaten your ability to file a legitimate claim.
