The umbrella term "landscaper" includes countless professionals that may work independently or as part of a team, and everyone has their own set of risks. So is insurance really necessary for a landscaping business? Let’s get into it.
Everyone wants to save money. And as the cost of living increases, scouting out deals is becoming like a second (or third, or fourth) job for some. So when it comes to insurance, how can you get the most bang for your buck? What determines the price of insurance anyway?
No one enjoys worry. But someone of your insurance-savvy ilk knows that informed concern leads to sound decisions, especially when safety and security are in view. So let's broaden that vista—and our understanding—with a plunge into the wide world of the aptly named "umbrella" insurance. We’ll learn the ins and outs, and come to see both how umbrella coverage reaches further, protects more, and why that’s so very necessary for each one of us.
Vicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. Whether it’s through your general liability, professional liability or worker’s compensation policy, you’ll keep exposed risk at bay with just a bit of forethought, and a healthy dash of attention to detail.
At Zinc, we’re all about protecting what matters most—to you. And while that’s different for everyone, it’s safe to say that if you’re a professional artist, we’re talking about your business, your property, and your reputation. Having supported Northeast Ohio’s artists for some time now, we’re aware of your concerns and questions. So let’s take the opportunity to get better acquainted: Announcing Insurance For Artists (IFA), hand-crafted artists’ insurance tailored to meet your specific needs.
