Terms & Conditions

Text Messaging Terms & Conditions

ZZZ, Inc. (DBA “Zinc Insurance” and/or “Zinc”) is outlining its text message marketing service (SMS/MMS) in these Terms and Conditions. We are legally required to provide you with this notice under the TCPA and the CTIA.

These terms and conditions govern our Medicare text message marketing program (keyword “MEDICARE”) and our general text message marketing program (keyword “ZINC.”) Both programs use the short code 96742. By signing up for any of our text message marketing programs, you consent to receive automated promotional text messages from an autodialer to the phone number associated with your opt-in. No opt-in or opt-out is required as a condition of purchase.

1. To opt in, text the keyword “MEDICARE” and/or “ZINC” to 96742. You will receive a message confirming your intent to enroll in the respective program. Reply “AGREE” to that message to confirm your subscription. This is considered a “double opt-in” process. When opted-in, you will receive marketing text messages (SMS/MMS) to your mobile number. These kinds of messages include, but are not limited to, solicitation of insurance, company updates, special offers, service reminders, or other information. “MEDICARE” subscribers will only receive Medicare-related content.

2. By opting into the program, you confirm that you are the user of the phone number you opt-in with and that you are authorized to opt-in to our text messaging programs. You also confirm that you are over 18 years of age and agree that you will not initiate text messages to the mobile phone number of another person.

3. You can opt-out of these programs at any time. To opt out, text “STOPALL” to 96742. After you text “STOPALL” to us, we will send you an SMS reply to confirm that you have been unsubscribed. After this, you will no longer receive any SMS messages from us. If you want to join again, opt in as described under section #1 and we will start sending SMS messages to you again.

4. If you are experiencing any issues, you can reply with the keyword “SUPPORT.”. Or, you can get help directly from us at www.zincinsurance.com/contact.

5. Compatible wireless carriers in our text messaging programs include, but may not be limited to, Verizon, AT&T, Sprint, and T-Mobile. Wireless carriers are not liable for delayed or undelivered messages. Compatible carriers may change at any time without notice.

6. Message and data rates may apply for any messages sent to you from us and to us from you. Each keyword in our program will send 2 or less messages per month. If you have any questions about your text plan or data plan, please contact your wireless provider.

7. In compliance with the TCPA, text messages will only be delivered between the hours of 8am-9pm in your local time zone.

8. If you have any questions regarding privacy, please read our privacy policy at https://www.zincinsurance.com/privacy-policy. You can also contact our office at www.zincinsurance.com/contact.

General Terms & Conditions

These Terms & Conditions govern your use of this website; your use of this website indicates your acceptance of these Terms & Conditions in full.

Kindly note that the information and content provided on this website does not constitute professional advice. Although we do our best to keep everything on this site correct and up-to-date, we do not guarantee the completeness or accuracy of any information provided on this website. Improvements and/or changes in the products, services and/or programs described on this website may be made at any time without notice. We must also advise that hypertext links to other websites do not constitute an endorsement, nor do we guarantee any information provided by those sites.

While we do love when users share what they find on our website, it may be used or shared only for personal purposes. The information and content provided on this website is owned or licensed by Zinc, and should not be used or disseminated for any profit or gain.

While using this website, please be aware that no insurance coverages can be bound and no amendments, supplements, or modifications can be added to your policy, new or existing, unless and until you have received a written binder from us or your insurance company.

For users outside of the US: We make no claims that the content on this web site is appropriate or may be downloaded outside of the United States. If you access the site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Even though we work hard to ensure the security and safety of our website and its users, we cannot and do not guarantee that this website will operate error-free, nor that this website and its server are without computer viruses or other harmful material. If your use of this website or material from it results in any costs or expenses, we will not be responsible for those costs or expenses. This website and its materials are provided without any warranties of any kind, to the fullest extent permitted by law.

Please bear in mind that we will not be liable for any losses or damages arising under these Terms & Conditions or in connection with this website, whether arising in tort, contract, or otherwise – including, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings.

Finally, if for any reason any portion or provision of these Terms & Conditions is ruled to be unenforceable, that provision will be enforced to the maximum extent permissible so as to affect the intent of the Terms & Conditions, and the remainder of the Terms & Conditions will continue in full force and effect.