Protect 'em All!
Most home policies won’t cover your collectibles or pay you your collection's current market value. Let us assess your collection, help you determine the value, and provide you with a plan that will give you peace of mind, so you can focus on the fun part.
Zinc Collectibles Insurance
Pokemon
No matter how you’ve come to Pokémon, you know you belong here. You should feel just as confident when you’re out on the road with your collection. If your backpack walks at a tournament or a schoolmate lifts your kid’s deck and you can’t recover it, no worries––just give Zinc a call.
We're community members and collectors, just like you. We know all about price fluctuation and have a finger on the pulse of the TCG market. That knowledge is custom-built into every personal and business collectibles policy. We either reimburse losses at the going rate for an identical card (AKA “market value”) or find you a stellar replacement. We know you love this game too much to stay away. So if disaster strikes and your place is trashed, we can’t let you choose between replacing furniture or your collection.
Comics
Comic books are fragile and valuable, but not everyone understands their importance. You might remember flipping through the colorful pages as a kid, or the moment you connected with a character, or the way that brand new action figure felt in your hands the first time. The comic collecting community is full of amazing stories that deserve to be protected by people who can really insure your valuables.
Zinc insurance easily covers the shifts and changes in your collection—because trading and expanding is part of the fun! (However, HOI can make insuring your collection difficult, since it requires updates to your policy within 30 days of purchase.) Enjoy the adventure of discovery and keep collecting without worrying about policy every time you buy.
Video Games
The video game industry is one of the most lucrative industries in the world, and seems to only be growing. Maybe you are among those who have fond memories, both new and old, of adventures as thrilling characters, of friends made, of scores beaten, of new, fantastic worlds discovered.
We cover the full market value when we insure your video game collection—not just the purchase value. Replacing a valuable video game isn’t easy, and an insurance company that doesn’t understand the collectors’ market just won’t be able to cover you like we can.
Music and Movies
Vinyl records have made a huge comeback the last few years. Maybe you love collecting old records that bring back memories of hearing your favorite artists for the first time. Or perhaps you are getting into vinyl for the first time and discovering how much fun it is to build your collection. Don't forget about your movie memorabilia - there's nothing cooler than owning an authentic prop from your favorite film. (We're jealous!)
Replacing your one-of-a-kind music and movie collection isn't easy, but our policies will reimburse the market value of your collection or find you a stellar replacement. We easily cover all the changes in your collection without the headache of updating your homeowner's insurance policy. So, enjoy that rare vinyl record and show off your signed movie poster - we've got you covered.
“I’m totally unprepared to deal with life’s realities.” –Meowth
Ahhh… Meowth.. You have grown so much! And we have grown with you! Ahem, I mean, “our collection”; we have grown our collection with you.
High five, my friend. If you’re reading this, you are probably killing this adulting thing. You’ve got that job thing down, you and your S.O. have your Netflix and chill routine perfected, and maybe you’re sharing your Pokemon passion with the next generation of awesome little “yous” running around.
You’ve got your home/renters insurance, your car insurance, and maybe even life insurance. But now you’re wondering:
Do I really need collectible insurance?
Short Answer? Yes.
Long Answer? Also yes, and here’s why...
Collectibles Insurance Vs. Homeowners Ins. (HOI)
HOI covers your property’s cash value, not its market value.
Example: Replacing your $800 couch is very different than replacing your now $800 valued Pikachu card that you only paid $5 for five years ago after searching for it for six months at every show and card shop. If your HOI gives you $500 for your now five-year-old couch, you’re ok to put that towards a new couch. But what are you going to do with the $5 they’re going to give you to replace your $800 valued Pikachu card?
Protect My Collection Insurance by Zinc covers the full value of your collection. HOI often limits its coverage of your home’s contents to a percentage (50% - 70%) of your home’s value. And it may not even cover losses caused by certain natural disasters.
Zinc Insurance understands collections grow and change. We’ll give you a policy that covers your collection in all its stages. HOI often requires you to appraise and schedule all your items individually and within 30 days of purchase. Can you imagine having to do that every time you buy a pack of cards? We can’t either.
What about when your collection needs to leave home? Did your entire binder of cards walk off at a tournament? We’ve got you covered there too.
Collectibles Insurance Business Benefits
Mail Loss - Stuck refunding a customer for merchandise you mailed but the customer never received? We’ve got you covered.
Want to ship internationally, but the Mail Loss risk is too high? Get our Collectible Insurance, protect yourself and grow your business!
Inland Marine Coverage - Traveling to a show, and $50k worth of merch gets damaged? We’ve still got you covered.
Protect Your Collection with Zinc Insurance!
Convinced yet? Zinc Insurance offers the best coverage in worst-case scenarios. Let us assess your collection, help you determine the value, and provide you with a plan that will give you peace of mind, so you can focus on the fun part.
Get a Quote
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